How the Draft Affects Foreign Policy or Operation Gladiator
You are President Jones. You are in the Oval Office. You are there because the door is locked and the windows are pretty tough. So you are doing what presidents do, talking on the phone. If you don’t believe me, check out any photo op pictures of any president. They are always on the phone.
“AWESOME! You da man, Berli!… Yeah, your debt is paid in full dude… Yeah, see you tonight man!”
You press a button to get the line to the Shrew, and she answers, “Yes Sir?”
“Tell Captain Tailhook to get the Mile High Club ready, Operation Road Trip is a go. Then get me the Drinking Buddies and tell them we are wheels up for Operation Gladiator in two hours. Remind them not to forget the Friendly Scotsman, Andrew Jackson and the Redneck.” You’re really getting the hang of the code word.
For you non-presidents, I’ll translate. What you just said was tell the commander of Air Force One to get the plane ready to go to Rome. And tell the Joint Chiefs that Operation Gladiator is about to commence so don’t forget the Scotch, Jack Daniels and the beer. We’ll get to Operation Gladiator in a minute.
A few minutes later the phone rings, it’s the Shrew, “Sir I have Army Chief of Staff, General A. S. Kicker on the line for you.”
“Milli, you’re supposed to use his code name.”
There is a heavy sigh on the line, “Sir, Patton Two is on the line for you.”
“Thank you, Milli, put him through.”
There is a click, “Hello Sir. I must say, I can’t believe you pulled this off. I’m curious as to how you talked Made Man into this. Care to share your secret Sir?”
“Oh it was easy, he owed me big money. I took him to the cleaners at the World Cup.”
“You had inside info on one of the teams?”
“Oh no, it’s soccer, I figured it was 50-50 so I put all my money on red, so to speak, and I got lucky. It’s not like it’s really my money anyway.”
There’s a raspy chuckle, “Sir, I gotta respect your willingness to take risks. The last few guys who sat where you are couldn’t change their shorts without a report telling them it was a good idea. And Yahoo and the Mad Abbot? How did you convince them to show up?”
“Geez General, you’ve been to the middle east, it’s not hard to talk anybody who lives there into going anywhere else.”
“Yeah, but to get them to meet in the same room…”
“Um… I might have left out that little detail.”
Another raspy chuckle, “I haven’t been this excited about going to a fight since we dropped in on Hussein.”
“Hey General, I got another call, I’ll see you on the plane.”
You press a button and the Shrew is on, “Sir, the Secretary of the Treasury, err, I mean Vampire Bill is asking to talk to you. He seems pretty upset Sir, something about gambling public funds…”
“Oh crap, um, tell him the money is already back in the bank and I can’t come to the phone, I’m on the Thinker and doing some serious Thinking. I did eat the chili tacos last night.”
A few hours later, you’re in the dark downstairs VIP room that sports a nice bar and a private boxing ring somewhere in Rome. At the bar you’re sitting with Patton Two, Admiral Bligh (codename for the Chief of the Navy) and a half dozen of the Men in Black (Secret Service), all of you admiring the, er, culture of the bartender who’s turned around talking on the phone. Sadly it’s a short phone call and she turns around. Well, maybe not so sad if you’re a breast man…
She says, in the most wonderful Italian accent, “They said to tell you that Prime Minister Berlusconi would be a little late, there is some kind of problem with the Minister of Economy. And he said that ‘Yahoo’ is suited up and would be here in a minute? I think they might have meant Mr. Netanyahu.”
“Excellent,” you say as you hand her back your empty beer mug.
Patton Two chuckles, “Sounds like Made Man might be having a little trouble balancing the budget…”
“Well, as long as they don’t kill him before morning, he’ll make it all back tonight from his cut of the Eye in the Sky.”
Prime Minister Netanyahu steps in, dressed out like a high schooler at gym class complete with sparing head gear, padding and boxing gloves. He looks at you and seems somewhat dismayed. “Mr. President, I thought we would be sparing tonight?”
“Benji! No need to be so formal, we’re all friends here, just call me Cheesy.” You give him a big hug, “And I got someone much better for you to spar with than me. I’d just go down like a wet noodle. And that makes the Men in Black over there nervous and they’re scary enough without being nervous.”
He looks unsure, “I’m an out of shape old man, I don’t really want to take on any kind of professional…”
“Oh no problem, you’re perfectly matched for this guy.”
Just then one of the Agents Smith standing near the other doorway says, “Sir, the Mad Abbot is ready.” He opens the door and another man dressed out for gym class steps through, President Mahmoud Abbas.
For a minute they stare at each other like the final scenes of The Good, The Bad and The Ugly. Then Netanyahu says, “Mr. President, you did not tell me that he would be here!”
“I didn’t? I’m sure I mentioned this was about world peace though didn’t I? I mean, I can’t just fly around in the Mile High Club for fun you know?” Everybody glances over at the bar cause of the odd sound of Scotch coming out of Admiral Bligh’s nose. “Besides… You know you wanna hit him.” You give him the boxing trainer shoulder rub like he’s Rocky. “And he sure wants to hit you.” Abbas starts nodding, while Agent Smith helps him into the ring. “Come on Benji, get in there and strike a blow for world peace.”
“Ok, yeah, I guess… “ there’s an evil grin on Yahoo now, “I DO want to hit him. Maybe just once or twice.”
“Great, cause we got fifteen rounds planned. Admiral Bligh will be the referee and in the unlikely event that there’s no KO, Agent Smith and two of his twins here will be the judges.”
Just as the round one bell rings, Prime Minister Berlusconi arrives, looking a little haggard. You don’t need to speak Italian to understand the name of the Minister of Economy and that all the other words he said were swearing. “Did I miss anything?”
“No you’re just in time to make a little wager, I’ll put five hundred large on Yahoo.”
“No way, I’m not taking that bet with your guys as judges. I got enough problems with the,” he says some more swearing in Italian, “Minister of Economy.”
“Hey they will be perfectly unbiased. But, I know how you feel, I got my own vampires to deal with.”
Patton Two spins around on his bar stool, “Sir, I’ll call that bet for five large.”
“You’re crazy General, Yahoo has all the mad skills.”
“Yeah but the Abbot is meaner.”
“You’re on.”
An epic battle wages. There is surprisingly no knock out. Or pass out. Or heart attacks. The bell rings for the end of round fifteen and two old men collapse into their corners, bruised and bloodied. And grinning. You can feel the world peace in the air.
The three Men in Black turn around from their huddle to face the spectators. You ask the one on the left, “So Agent Smith, what’s the decision?”
He points to the man next to him, “Sir, he’s Agent Smith.”
“I really gotta get you guys name tags. Or numbers… anyway what’s the decision?”
“By a score of 122 to 108, the match goes to Mad Abbot, err, I mean Mahmoud Abbas.”
“WHAT?!?” you cry thinking to yourself, Vampire Bill is not gonna be happy. Oh well, it’s only five K.
Meanwhile Patton Two jumps off his barstool and does a happy dance most unbecoming an officer, even a drunk general. “Pay up!” he yells.
A while later, after some awful barfing sounds from the locker room, everybody is back at the bar. Yahoo with his black eye and swollen cheek is sitting having a drink with his new buddy, the Mad Abbot. Yahoo gives him a bar napkin to wipe the blood off his nose.
“Thanks. I have to be honest, Mr. Prime Minister, that was fun.”
“Hey, just call me Benji, that’s the most fun I’ve had since the big party after basic training. I still think I beat you. Anyway, I’m just glad that we’re in private so no one saw that.”
You look over toward the new friends, “Um… I think I might have forgotten to mention the Eye in the Sky…”
Benji asks, “What is that?”
“Um… well… it’s our code word for Pay per View.”
“What??” Yahoo and the Mad Abbot say in unison.
“Hey now, we’ve all had to take one for the team tonight. I just got a call from my buddies at Neilsen and they say I’m now the most popular president since fricken Washington cause of this. So I’m sure to be drafted for another term. We’ve all been hurt here is what I’m saying.
But, on the upside, your cut of the proceeds will keep you guys up to your necks in weaponry for the next decade.”
Turning to the bartender, “So how would you like to join the Mile High Club and do something presidential?”
E.W.
World peace may be more like a journey than a destination.
Comments are off for this postHow to Pick a President
I just had a discussion recently with a Fox-breathing republican friend of mine where I pointed out that while I did drink the O koolaid, I’ve been clean and sober for about a year now. There probably should be a 12 step group for this, but I think most of the 12 steppers probably drank the W koolaid.
Now that I’m sober, I realize I haven’t liked any of our presidents much since Reagan. So I started thinking about how we could pick a good one, since this whole voting thing isn’t working out so well.
Now I don’t want to ditch voting entirely, since that seems to lead to things like the Taliban and Kim Jung Il. I kinda like the Queen of England, but after all that shooting a couple centuries back, we really can’t ask her I guess. I thought about this for a long time then it hit me:
Bring back the draft.
No I don’t mean the wholesale draft, we already got enough soldiers wandering aimlessly in deserts around the world, we can’t afford any more of those. But the President is the Commander-in-chief and by default part of the military. So next time let’s draft him. Find the guy in America who least wants the job and put him in charge.
Imagine you’re sitting there, having a beer and playing your Wii one Saturday afternoon while you wait for the race to start. There’s a knock at the door. You open it and there’s a man in black, and I don’t mean the ghost of Earnhardt. No, I’m talking Agent Smith. Behind him is a limo and more police cars than you’d need to take down Pablo Escobar.
He holds up a letter, “Mr. Jones, I’m Special Agent Smith of the Secret Service and I’m here to inform you…”
You slam the door and run for the rear exit only to find Agent Smith’s twin at the back door. “… that as of Noon today…”
You slam the door and run for the side window, as you open it you realize that Mrs. Smith obviously had triplets, “…you are now the President of the United States of…” You run to the other side window upstairs and, damn, apparently Mrs. Smith could have had her own TV show, another few of her boys are down there with a net.
“… America. Mr. President we’d prefer it if you didn’t jump or make us taser you,” Agent Smith #4 says.
Realizing you’re surrounded you consider the possibility of hiding, but as you pull the attic stairs down, you notice yet another Agent Smith already in the attic. “Sir we are very good at our job, you’ll have to come with us.”
You give up, “Ok. Can I bring my beer?”
“We have beer in the limo, Sir.”
Ok, so maybe it’s not so bad, “Got any…”
“Jack Daniels, yes, Sir, and Cheetos. chips and shrimp dip and the chef has prepared your favorite chili cheese fries.”
Ok, maybe not so bad at all, “Got a…”
“TV in the limo? Yes Sir, and the race pregame is about to start Sir.”
“Ok, I’m in.”
Agent Smith #… well, whatever, talks to his watch, “Big Cheeseball is go for extraction.”
“Big Cheesball?”
“Your codename, Sir.”
“I like it.”
Fast forward a couple weeks to the White House. Friday afternoon, you’re sitting there drinking a beer and wondering dimly who the idiot at NASCAR was that thought running a race around midnight on Friday was a good idea and whether or not the President has the power to fix that or not. On the TV your press secretary is apologizing for you telling Wolf Blitzer to “buy a clue” the other day and threatening to send Agent Smith to “adjust him with a clue by four.”
Your secretary knocks and you hear the lock on the Oval Office click, both sounds you have now associated with something like the sound of a dentist’s drill. She emerges carrying a thick stack of paper and you realize your instincts are right, she is always a bad thing. It’s the latest bill from the Stooges, which is now the official codeword for the Senate, despite being told by Agent Smith that they don’t need one.
You play the little game you invented last week with her, “Ok… I say… twelve-hundred-and-fifty pages?”
“Thirteen-hundred-twenty-seven, Sir.” You note that she never smiles.
“Damn, I’m getting good at this.”
“Yes Sir.” she says without humor. She eyes the broken chair in the corner, “I told you that the glass was shatter-proof, Sir. Besides, there are probably a hundred Secret Service between here and the fourteen foot high fence.”
“I had to try, Milli. So, which asshole sent me this bill?”
“Well, the main author is Senator Schister and the other significant…”
“Have him come see me, ASAP”
You note the oh-boy look as she sits the bill down on your desk, “Yes Sir.”
A couple of hours of Burn Notice marathon on TV, and you are disturbed again by the awful sound of Milli knocking and unlocking the door to the Oval Office. Thanks to your reputation of being dangerous, the Stooges don’t keep you waiting for them when you call. She enters followed by Schister, “Senator Schister here to see you as requested, Sir,” she says.
She exits and you notice Schister hates the sound of the door being locked almost as much as you hate hearing get unlocked. He also seems particularly nervous about seeing the broken chair.
You wait for a commercial just to annoy him, and then walk to your desk and pick up the bill and show it to him, “Are you out of your mind sending me this? You guys sure are slow learners.” You glance at the broken chair just cause it makes him sweat.
“I don’t understand Mr. President.”
You rap him on the forehead with your knuckles a la Biff from Back to the Future, “What did I tell you idiots about sending me books to read?”
“Well, Sir, if you read it, you’ll see that our bill tackles some complex issues and…”
“Read it?? Nobody has read it, not even the guys who wrote it, which I’m pretty sure wasn’t you.”
“Does that mean you intend to veto it?”
“I’m not going to sign it or veto it, every time I do that I end up wanting to send Smith over to beat the Hell out of either Blitzer or Chris Wallace. No, you’re going to take it back to the Stooges and revise it to my liking.”
Schister swallows hard trying not wonder how the chair got broken, “And if I refuse?”
You feel your eyes narrow, “I’ll have you shot.”
“Sir you can’t do that, it’s not in your power…”
“Oh I didn’t say I’d shoot you, you’re right, I can’t. But I can have Moscow do it.”
“What??”
“All I have to do is launch a nuke. Then they’ll shoot you for me. And, the Drinking Buddies,” your code name for the Joint Chiefs, “assure me that my bunker will survive and yours won’t.”
“You wouldn’t…” He seems to change his mind about finishing that sentence, “Ok… So exactly how do we revise it ‘to your liking’?”
“Well, let me put it this way, if I get to page three, you better be wearing your lead underwear. Now GET OUT!”
You’re pleased that as he leaves, he backs out, never taking his eyes off you. “Milli if you need me, I’ll be in the Wii Room with the Drinking Buddies. So don’t need me.”
Yes, being President is hard work.
E.W.
Now that I think about there may be a flaw in this plan. All the people smart enough to not want to be the president will spend their life in college avoiding the draft and the morons who want the job will all drop out of high school.
Comments are off for this postIs Nascar A Sport? Are Nascar Drivers Athletes?
It’s a continual question from those who don’t know racing and don’t take the time to learn:
Is Nascar A Sport? Are Nascar Drivers Athletes?
Every year some ’sports writer’ or newspaper columnist voices the question and then attempts to answer it by saying Nascar is just a southern activity attended by beer drinking rednecks. They profess to know more than the millions of fans who watch their favorite driver, team and races by claiming that Nascar isn’t a sport and the drivers aren’t athletes. “All they do is make left turns and waste gas” is their typical line.
Sadly their rhetoric is voiced by the millions of people who don’t have a clue what racing is about. Add to that the age of Twitter and Facebook which gives a platform to those people to degrade and put down anyone who does like Nascar racing. After a while it does get annoying and fans of Nascar sometimes feel the need or desire to respond to these questions. We all know it falls on deaf ears and rarely makes a difference.
But let’s try to rise above the fray and actually answer the questions from an academic perspective.
According to Webster’s, the word Sports is defined as:
1a. a source of diversion, recreation
1b. a physical activity engaged in for pleasure
3a. something tossed or driven about in or as if in play.
By definition Nascar is a sport. It is a source of diversion for those who love to watch racing. For drivers, crews and owners it is something they do and enjoy doing. We can even say they do it for pleasure as many of them started racing not for the big pay checks, but as kids who spent their weekends with Mom and Dad doing something they enjoyed doing. And it’s definitely something that is driven about.
So let’s put this question to rest once and for all. Nascar racing IS a sport!
Next question, are there athletes in Nascar? I ask this question this way to include the crews who change 4 tires and fill a car with fuel in less than 15 seconds. Most often less than 13 seconds. I’d like to see the local mechanic at Pep-Boys do that. These guys are most definitely athletes. Anyone who says they’re not is welcome to duplicate what a pit crew does in the same amount of time in their own driveway on their own car. Good luck, you’ll need it.
Let’s get more scientific about the question though. In 2005 CNN sent Sanjay Gupta to Nascar to study the affects of racing on the average driver. You can review the transcript yourself @ http://transcripts.cnn.com/TRANSCRIPTS/0510/20/i_ins.01.html
Their results finally proved what every Nascar fan already knew….Yes Nascar Drivers are athletes.
Now let’s highlight a few things from that show. Dr. Gupta followed Rusty Wallace who was driving the #2 Miller Light at the Pennsylvania 500, that’s 500 miles of racing for those non-race fans. Here’s what CNN discovered the average race driver will experience in his car.
1. The average race goes 3 hours and 45 minutes.
2. During that time a driver endures temperatures in the car over 100 degrees.
3. Temperatures near the floorboards reach nearer to 170 degrees. This is why drivers wear protective gear on their feet to avoid melting of their shoes (something that happened to old racers like Richard Petty) and to prevent burns on their feet and heals.
4. At this track, drivers will travel very near the length of a football field every second.
5. They will experience G-forces similar to the space shuttle on lift off. That means drivers are pulled sideways on the corners with the same force as an astronaut is pushed down on a shuttle take off.
Dr. Steve Olvey from the University of Miami is asked “Are racecar drivers athletes?” Absolutely! Dr. Olvey fitted several drivers in a study of physical effects and changes on racecar drivers during all those left turns. He discovered the stresses put on them is equivalent to a very fit Olympic long distance swimmer, marathon runner or even a person playing professional basketball.
Dr. Jack Stark a Psychologist adds to that with a study on anticipatory timing. This is the mental dexterity that is needed by an athlete to anticipate reactions during a game, or in this case a race. Maneuvering in traffic at 180 mph or more requires a driver to have the same anticipation as a goalie or professional quarterback. With less than a second to review conditions and make decisions, it puts their reactions to the test for nearly 4 hours without a break.
Stark says, in football you go hard for 15 seconds and rest for 30 or 40. Basketball you have time outs. Add to that in hockey, a goalie gets a short break each time the puck is driven down the ice to the other teams neat. In Nascar, you can’t raise your hand and take a time out.
Dr. Gupta shares results of research that shows Nascar drivers sweat as much as a football player at practice. They can lose 3% of body weight in sweat, that’s about 5 lbs for each race. If they don’t replenish those fluids during the race, their concentration and reflexes will start declining.
Dr. Stark believes the number one thing that strikes you about Nascar drivers that you will find in other athletes who participate in dangerous sports is their ability to face fear. The mental toughness to block fear and potential life threatening hazards out of their mind each time they get into a car is another sign of mental strength.
That’s a bigger issue than some might realize. During a crash the physical stresses that a Driver goes through can triple in an instant. Jerry Nadeau’s crash at Richmond is a good example. Nadeau spun on the track and hit the wall with a force of 128 Gs, that’s 128 times the force of gravity. The hardest impact recorded by Nascar since the inclusion of black boxes in the car starting in 2001. The result of that crash caused a partial collapse of Nadeau’s lung, fractured his left shoulder blade, insured his ribs and gave him a serious head injury.
Nadeau reported “My body stopped and my brain didn’t. My brain lapped the side of my skull.” That means the force of the crash was so great that it caused tearing inside Nadeau’s brain. 20 days later Nadeau regained consciousness. Fans know that Nascar has made leaps and great strides to make racing safer to protect drivers and crews from harm. The Hans device and safer barrier walls all help to minimize the impact of cars during crashes. And so far those improvements have indeed made things a lot better for drivers during an incident on the track.
But they do nothing for what happens to a driver while sitting in the car, and driving around the track during a race. Dr. Gupta took the opportunity to go through the Richard Petty Driving Experience. He donned a racing fire suit, got into a car and began reporting on the affects.
1. Just sitting in the car waiting his turn to get onto the track his heart rate was up, as was his breathing and he hadn’t even started driving yet.
2. His body temperature raised to that of a fever, between 101 and 102.
3. After the second minute of driving his heart rate jumped from 88 beats per minute to 130.
4. His metabolic rate (how much oxygen is consumed), was four times more than his resting metabolic activity. That means he used four times as much oxygen as when he’s just sitting in a chair and not doing anything.
Dr. Patrick Jacobs at the University of Miami studies Racecar drivers and their physical condition. Dr. Gupta asked him would you describe Nascar as a physically challenging activity? Dr. Jacobs replies: “Most undoubtedly. Very challenging in terms of physical fitness, what they have to face.”
And we can put this one to rest as well - Nascar Race Drivers ARE athletes!
Anyone who says Nascar drivers aren’t athletes really don’t understand racing and the stress it puts on the physical body. This isn’t taking a 10 minute trip the local market for a pack of beer. It’s not even close to the energy the average person expends driving on a 500 mile trip. But if you have taken such a trip you know you feel tired when you get to your destination. Now imagine that with the G-forces a race driver experiences, in the heat and with the expanded mental acuity they go through for 4 hours.
It’s easy to put down drivers for sitting in a car when you don’t have a real idea of what that entails. And perhaps that’s what angers or annoys Nascar fans the most. The comments are made out of not knowing and taking the time to find out. Maybe this will help some gain an understanding of what our favorite drivers go through each time the announcement comes for “Gentleman Start Your Engines”!
Long live Nascar! Go Tony #14, Ryan #39, Dale Jr. #88 and Joey #20!
Spring’s Big News
- Spring (aka Lady SpringWolf) is an author and deeply respected teacher of Pagan Metaphysics, Spiritual Enlightenment and personal development. For over twenty-five years, she has been committed to making esoteric material comprehensible and practical for everyone. Spring’s many gifts include clairvoyance, aura interpretation, past-life analysis, dream interpretation, numerology, Tarot, Reiki healing and Spiritual Psychology. Spring has facilitated thousands of individuals in developing greater awareness, balance and wholeness in their lives through her classes, workshops and lectures. She provides classes and services at her Spring’s Haven Spiritual Center in Virginia.
- Spring has written many articles for magazines around the world concerning Metaphysical principles and pagan practices. Now she is sharing her knowledge through the book series Pagan Metaphysics - Guides To Spiritual Enlightenment scheduled for release in the fall of 2011 from Schiffer Publishing.
- .
Making Home Affordable - Applying & Denied
Since 2007 the U.S. has been in a financial catastrophe. But for some reason, the only people who have gotten noticed are those laid off in 2008 when big business began to take a bigger hit. What happened to those thousands of people who were laid off in 2007, who’s companies closed and went out of business? Many of them have been left behind.
Long before Circuit City announced it was going into bankruptcy and closing it’s doors, it went through a major restructuring. That’s a fancy way of saying there were a series of layoffs. Early in 2007, in the summer of and later in the year soon before Christmas, over 3,000 people were laid off. Not just people in their stores, but also a large group of professionals in the companies main headquarters in Richmond, Virginia.
The capital of Virginia has seen it’s share of hardships like many other capital cities. Once a magnate for business, the “great recession” hit the city hard and it’s major businesses began closing their doors. Some for greener pastures, some to save money and focus on other regions where they have holdings. It’s not unlike other places around the U.S. or the world for that matter.
Everyone knows that without companies to work for, the American workforce suffers. Some more drastic than others. People lived off their unemployment. But those who were laid off in the first half of 2007 found themselves left out of the unemployment extensions. Those people began living off their savings, if they were lucky enough to have one. Once that was gone, they started hitting their 401k and other retirement accounts. When that was gone, they began trying to sell anything and everything they had in order to keep their home.
In steps the Government and President Obama’s Make Home Affordable program. An effort to save American homes for people caught in the financial catastrophe. The problem with the program is there’s no oversight of how banks and mortgage companies are applying the guidelines. Consequently only about 12 to 14% of people who apply are finding the help they need. There’s no appeal process, no one to go to for a second opinion. If the bank says no, it’s no and that’s the end.
But is it?
Check out the governments Making Home Affordable website (http://www.makinghomeaffordable.gov) and you’ll find a large amount of information and online tools to help you through the process.
Starting with; Don’t wait until your mortgage is past due and delinquent. If you now you won’t be able to make your payments in a month or 2, or 4; contact your mortgage company and ask them for paperwork to apply for the Making Home Affordable program.
Check out the Asked & Answered page on the governments website (http://www.makinghomeaffordable.gov/asked-and-answered.html). You’ll find a large amount of information that will fit your situation and some that wont.
Once you complete the application and submit it to your mortgage company, place a call to the Homeowner’s HOPE™ Hotline at 1-888-995-HOPE. They will help you find a financial counselor that can provide assistance and support for your application.
If you filed an application and your bank has turned down your request for aid, your best recourse is the Homeowner’s HOPE™ Hotline and a financial counselor. These counselors are approved by the Government to provide help with the Making Home Affordable program. They know how it works, what the guidelines are and how they are supposed to be applied.
The Counselor will take your financial information, what money if any you have coming into your home, what your expenses are and what assets if any you have. They run it through their system and help you determine if you qualify for a mortgage modification. Even if the bank has turned you down already. The Counselor/Company will develop an assessment report and contact the mortgage company. Their report is very detailed and they can educate the bank on how the program is to be applied to your specific case. They become your advocate.
The bank still has the option of ignoring the recommendation. But with this information in hand, you can take the process to the next step if you’ve already been denied. Contact your senators and congressperson. Don’t assume they won’t listen. They are just as interested in helping you and ensuring this program works properly as you are. Send them an email or call them. Don’t send a letter through snail mail; it takes way to long. If you send an email, make sure you follow up with their office the following day.
Keep in mind this is your house, if it’s worth fighting for you have to make the effort to fight. Keep looking for a job. Keep after your representatives. Keep calling your bank and keep in touch with them about what they’re doing. There’s nothing worse than thinking you are doing the right things only to receive a letter in snail mail notifying you that your house is now in foreclosure and sale of the property has been scheduled.
It’s your home..fight for it..you can do it.
Comments are off for this post
